California Continuation of Benefits Replacement Act requires California insurance carriers and HMOs to provide COBRA like coverage for employees of smaller employers (2-19 employees) not subject to COBRA. What is the abbreviation for this act?

California Continuation of Benefits Replacement Act requires California insurance carriers and HMOs to provide COBRA like coverage for employees of smaller employers (2-19 employees) not subject to COBRA. What is the abbreviation for this act?

• A. COBRA
• B. Cal-COBRA
• C. California Continuation Coverage Act
• D. Small Employer COBRA Act

Answer: (B)

Cal-COBRA is the California law that extends COBRA-like continuation coverage to employees of small employers (2–19 employees) who aren’t covered by federal COBRA. It provides a state-specific path to maintain health insurance after qualifying events, with coverage that runs for a limited period and is paid for by the employee at the applicable premium. The abbreviation Cal-COBRA is the standard way to refer to this California program, distinguishing it from the federal COBRA rules.

Cal-COBRA is the California law that extends COBRA-like continuation coverage to employees of small employers (2–19 employees) who aren’t covered by federal COBRA. It provides a state-specific path to maintain health insurance after qualifying events, with coverage that runs for a limited period and is paid for by the employee at the applicable premium. The abbreviation Cal-COBRA is the standard way to refer to this California program, distinguishing it from the federal COBRA rules.